|
More Than Free Checking
| No Minimum Balance |
|
| No Monthly Service Charge |
|
|
Harvest Gold Account
| Average Monthly Balance |
N/A |
| Checking/Savings/CDs/Personal Loans Combined $15,000 |
No Charge |
| Below Relationship Minimum |
$22.00 monthly |
| Special Program Checks |
No Charge |
|
50+ Free Interest Checking
| No Minimum Balance |
|
| No Monthly Maintenance Fee |
|
| Special program Checks |
No Charge |
|
Free Interest Checking
| With Monthly Direct Deposit |
No Charge |
|
Low Minimum Interest Checking
| Daily Minimum Balance of $500 |
No Charge |
| Below $500 minimum |
$6.00 monthly |
|
Wall Street Checking
| Daily Minimum Balance of $1,000 |
No Charge |
| Below $1,000 Minimum |
$8.00 monthly |
|
No Minimum Interest Checking
| No Minimum Balance |
|
| Maintenance Fee |
$4.00 monthly |
|
eChecking
| No Minimum Balance |
|
| Checks Paid |
$0.20 each |
|
|
Regular Money Market Accounts
| Daily Minimum Balance of $2,500 |
No Charge |
| Below Daily Minimum |
$10.00 monthly |
| Excess of 3 Checks |
$10.00 each |
Up to 3 checks paid per statement cycle.
|
Premier Money Market Accounts
| Daily Minimum Balance of $50,000 |
No Charge |
| Below Daily Minimum |
$15.00 monthly |
| Excess of 3 Checks |
$10.00 each |
Up to 3 checks paid per statement cycle.
|
Savings Accounts
| Daily Minimum Balance of $250.00 |
|
| Below Minimum Balance |
$3.00 monthly |
| Minimum Balance at all times in order to earn interest |
$50.00 |
| Lost Book Replacement |
$10.00 |
| Account closed within 3 months |
$5.00 |
|
Individual Retirement Accounts (IRAs)
| Annual Service Charge per plan* |
$10.00 |
| Termination of Plan Fee |
$25.00 |
* Maximum $20.00
|
CheckGuard Overdraft Protection
| From Savings |
|
| Maintenance Fee |
$2.00 monthly |
| Transfer Charge |
$3.00 per day |
| Line of Credit |
|
| Maintenance Fee |
$26.00 annually |
|
Premature Checking Account Closing
| If checking account is closed within 90
days of opening
|
$15.00 |
|
|
More Than FREE Business Checking
| No minimum balance |
|
| 500 Transaction items* per month |
No Charge |
| Over 500 Transaction items* |
$0.25 each |
* Transaction items include checks paid, deposits, checks deposited, ACH debits and ACH credits
|
Business Interest Checking
| No minimum Balance |
|
| Transaction items* |
$0.12 each |
* Transaction items include checks paid, deposits, checks deposited, ACH debits and ACH credits.
|
Commercial Checking
| No Minimum Balance |
|
| Maintenance Fee |
$15.00 monthly |
| Transaction items* |
$0.12 each |
* Transaction items include checks paid, deposits, checks deposited, ACH debits and ACH credits
|
Regular Business Checking
| Monthly Maintenance Fee |
$11.00 |
| Checks Paid |
$0.20 each |
| Deposits |
$0.85 each |
| Items Deposited |
$0.10 each |
| Electronic Deposit or Withdrawal |
$0.15 each |
Earnings Credit
Per $100.00 Collected Balance - variable credit
As an offset for transaction fees only
(The Bank reserves the right to change earnings credit without notice.)
|
Business Cash Reserve Annual Fee
| $3,000 or $5,000 line |
$60.00 |
| $8,000 or $10,000 line |
$160.00 |
|
Premature Checking Account Closing
| If checking account is closed within 90
days of opening
|
$15.00 |
|
|
| Cashier’s Checks |
$6.50 |
| Certified Checks |
$12.00 |
| Money Orders |
$3.25 |
Bank 24 ATM (Automated Teller Machine)
Milford National Bank 24 Locations
Transaction Fee (Withdrawal – other bank)
Transaction Fee (International)
ATM Card Replacement Fee
MasterMoney™ & Bank 24 Card Replacement Fee |
No Charge
$1.50 each
$5.00 each
$10.00
$10.00 |
| Member of SUM™ ATM Alliance |
| Check Printing Fee |
Prices may vary |
Insufficient Funds (NSF)
Checking/Savings/ ACH Returned
Checking/Savings/ ACH Paid
|
$25.00 each
$25.00 each |
| Stop Payments |
$23.00 each |
| Return Items - Deposited |
$10.00 each |
| Photo Copies that require research |
$5.00 each |
| Research or Reconciliation (Minimum Charge one hour) |
$25.00 per hour |
| Non-automated telephone transfer |
$5.00 each |
Domestic Wire Transfers
Outgoing
Incoming |
$21.00
$10.00 |
| Foreign Wire Transfers |
$40.00 |
| Foreign Currency Order |
$50.00 |
| Foreign Exchange (Ask for description) |
$3.00 |
Collection Items
Outgoing
Incoming |
Cost + $20.00 each
$20.00 each |
| Night Deposit Bag (after one) |
$20.00 each |
| Liens or Attachment |
$25.00 |
| Special Statement Printout |
$5.50 |
Safe Deposit Boxes
2 x 5
3 x 5
5 x 5
2 x 10
3 x 10
5 x 10
10 x 10 |
Annual Rent
$36.00
$41.00
$51.00
$46.00
$65.00
$90.00
$150.00
|
| Lost Key |
$25.00 each |
| Box Drilling |
Cost + $50.00 |
| Late Fee |
$5.00 monthly |