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OUR PRIVACY COMMITMENT
At The Milford National Bank and Trust Company (“MNB”), we
value our customers’ trust and respect their privacy and confidentiality
in all of their dealings with our bank and our subsidiaries.
We are committed to safeguarding customer information. Our policy
is designed to protect the confidentiality of information we have about
you. Since your privacy is a priority to us, MNB will not share non-public
information about you with third parties outside of our organization
without your consent, except as explained in our Privacy Policy.
We may amend our Privacy Policy from time to time. Annually,
we will send our customers our most recent Privacy Policy notice.
This Privacy Policy notice applies to MNB Investment & Trust
Group (MNBI), a division of MNB.
Please take a moment to review our Privacy Policy.
About Our Privacy Policy
Protecting your privacy is the highest priority of every employee of
MNBI. We want you to understand what information we may gather and
how we may share it. This Privacy Policy explains MNBI’s collection, use,
retention and security of information about you.
We Collect Information to
Serve You and Administer Our Business
As part of providing you with financial products or services,we may
obtain information about you from a variety of sources:
- applications, forms, and other information that you provide to us,
whether in writing, in person, by telephone, electronically or by any other
means. This information may include your name, address, social security
number, date of birth,employment information, income and credit references;
- as required by the USA Patriot Act, we also collect, verify and record
other information to verify your identity;
- your transactions with us or with others. This information may
include your account balances, transaction history, and account usage;
- public sources. This information may include real estate records,
telephone numbers, e-mail addresses and e-mail content.
Sharing Information Outside MNBI
We may be required to or we may provide information about you to third
parties outside of our bank without your consent, as permitted by law, such as:
- to respond to a subpoena or court order, judicial process, law
enforcement agencies or regulatory authorities;
- to protect against fraud, money laundering and other risks.
In addition, we may provide information about you to our service
providers to help us process or service your accounts. These may include
Internet and on-line banking service providers, tax preparers, investment
performance suppliers or other professionals. These service providers use
your information for our purposes only and uphold the confidentiality and
security of this information.
All our service providers have confirmed to us in writing
that they do not use our customers’ information for any
other purposes.
We may disclose the following information to companies that perform
marketing services on our behalf which may include the categories of
information described above under the heading “We Collect Information”
and only that which we deem appropriate for such service providers to
carry out their functions.
We do not provide non-public information about you to
any non-MNBI service provider or marketing company.
We Limit Employee Access to Your Information
All MNB employees adhere to a code of conduct that includes the
responsibility to protect the confidentiality and security of customer financial
and personal information. Employees are bound by this Privacy Policy
and are educated on implementing MNB’s information security practices.
We have designed procedures to restrict access to the personal and account
information of our customers to those employees who need to know that
information in the course of their job responsibilities and to service your
account.
At MNBI we take the confidentiality of your information to another
level. Only those employees in MNBI have access to your account information
and files.We may share identification information (such as name and
address) with other areas of MNB. But account balances and transaction
information will not be shared without the customer’s permission.
Our Security Practices and
Accuracy of Your Information
- We have developed physical, electronic, and procedural safeguards to
guard your non-public personal information in accordance with federal
standards.
- We strive to ensure that the information concerning you is accurate in
all aspects. If we become aware of inaccuracies in our records, we will take
prompt steps to make appropriate corrections. If you are aware of any
inaccuracies, please write to us at the address contained in this policy.
- Internet e-mail is not a secure environment. Do not send confidential
information, such as social security or account numbers, to us by e-mail. In
our e-mail response to you, we will not include confidential information
about you.
Customer Privacy On Our Web Sites
MNB is committed to protecting the privacy of customer information on
the Internet. For security information on MNB’s web sites, refer
to our on-line banking security page at www.milfordnational.com or
www.milfordtrust.com.
Third Party Web Site Links
Our web site contains links to third party web sites that you may find
useful. Once you leave Milford National’s site, our Privacy Policy will no
longer be in effect. Those sites may have their own privacy policies. You
should review the Privacy Policy of any web site before you provide
non-public personal information.
Our Former Customers
Even if you are no longer a MNBI customer, our Privacy Policy will
continue to apply to you.
Other Information
This Privacy Policy applies to products or services provided by MNBI used
primarily for personal, family, or household purposes (not business
purposes). We reserve the right to change this Privacy Policy, and any of the
policies described above, at any time. Further, the examples contained
within this Privacy Policy are to serve as illustrations; they are not intended
to be exclusive.
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P.O Box 228